Finch — Freedom through finance

Income · —

MVR0.00

Set your income to start budgeting

Spent

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Left to spend

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Saved

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Budget buckets

Where money sits

Recent activity

Top categories

Money owed

Your accounts

Digital wallet

Account activity

Every movement in and out, newest first.

Log an expense

What for

Amount

MVR

Bucket

Category

Paid from

Expenses

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Savings pool

MVR0.00

Nothing saved yet

In this month

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Out this month

—

Net

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Pool history

Total asset value

MVR0.00

Nothing tracked yet

Paid

—

Change

—

Net worth

—

Value over time

Where your assets are heading over the next five years.

Filters

Date range

Category

Account type

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Income vs spending

Across the selected range.

Payables & receivables

What you owe against what you're owed.

Predictive budgeting

Projections from your spending history, with anything unusual flagged.

Where it went

Budget adherence

Month in review

Appearance

Accounts & sync

Money

CurrencyShown throughout the app

Budget split · —

Each month can have its own split. Must total 100%.

Total 100%

Your data

Finch 3.0

Everything is stored on this device only. Export a backup to move it elsewhere.

Jump to month

Budgets are tracked per month.

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Income

Salary and anything else you earn this month.

Source

Amount

MVR

Date

Paid into

This month

Add expense

Pick the account it came out of so balances stay right.

What for

Amount

MVR

Date

Bucket

Category

Paid from

Note

Add account

Mirror a real account so you can see what's actually left.

Account name

Bank

Type

Last 4 digits

Current balance

MVR

Credit limit

MVR

Card colour

Move money

Between your own accounts. Doesn't count as spending.

From

To

Amount

MVR

Date

Note

Add a payable

Someone you owe. It stays until it's cleared.

Who

Total owed

MVR

Due by

Already paid

MVR

What it's for

Record a payment

—

Amount

MVR

Date

Paid from

Add to savings

—

Amount

MVR

Date

From account

Note

Lock funds

—

Amount

MVR

Date

From account

Note

New goal

Give your saving a finish line.

Goal

Target

MVR

Already saved

MVR

Target date

Colour

Put money toward goal

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Amount

MVR

Date

From account

Connect your bank

Pick where you bank and Finch will set the account up for you.

Maldivian banks don't offer open-banking access to third-party apps yet, so Finch can't pull your live balance. Choosing a bank pre-fills the details and you enter the balance yourself — everything after that updates automatically as you log activity.

Sign in

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Finch never asks for your banking password. Enter your details below and we'll create the account locally on this device.

Account name

Type

Last 4 digits

Current balance

MVR

Add an asset

Anything you own that holds value — a car, property, equipment, jewellery.

Asset

Type

Purchase price

MVR

Acquired on

Valuation model

Rate — % a year

Useful life — years

Residual value

MVR

Value today

MVR

—

Colour

Add a receivable

Someone who owes you. It stays until they've settled up.

Who owes you

Total owed

MVR

Expected by

Already received

MVR

What it's for

Record a receipt

—

Amount received

MVR

Date

Received into

Flow plan · —

Retirement comes off the top. What's left is your take-home, divided across six lanes.

Retirement / pre-tax — % of gross

Take-home lanes

Total of take-home 100%

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Fund lane

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Amount

MVR

Date

From account

Into account

Linking an account here sets it as this lane's home, so next time it's pre-filled.

New sinking fund

Car maintenance, gifts, pet bills — anything lumpy you'd rather not be surprised by.

Fund

Per month

MVR

Target (optional)

MVR

Starting balance

MVR

Colour

Add to fund

—

Amount

MVR

Date

From account

Note

Are you sure?

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